In Minnesota we help you understand Medicare and Retirement.
(763) 242-2508
(763) 242-2508
Turning Point Advisors LLC is located in Robbinsdale MN. As an Insurance Broker I have been licensed since 2007 in the State of Minnesota to sell Advantage, Cost, Supplemental, Special Needs and stand-alone Part D Medicare plans.
I am licensed to sell Whole and Term Life insurance, Fixed Annuities, Long-term Care, Final Expense and Disability Income insurance. I have experience with Trusts, Taxation and retirement planning.
I represent Blue Cross, UnitedHealthcare, Allina Healthcare|Aetna, Health Partners, Ucare, Humana, and Medica for Medicare health insurance.
I represent Mutual of Omaha, Great Western, AGI, Transamerica Life, Gerber Life, Accendo, United Life, American Amicable, Cincinnati Life, Lincoln Financial Group, and American General for Life Insurance.
The easiest and best way to take a quick look at all 64 Medicare plans for 2024, is go to my dedicated enrollment link. You will be able to look and compare different providers, beneifits, copays, networks, medication pricing and extra benefits.
In 2022 57% of Americans were worried about running out of money when they retire. In 2024 that statistic has jumped to over 63% according to an April 2024 study by Allianz titled Nearly 2 in 3 Americans Worry More about Running Out of Money than Death.
Gen Xers are the most likely to say this with 71% more worried about running out of money than death, compared to 64% of millennials and 53% of boomers.
· 63% are more worried about running out of money than death.
· 43% say high inflation contributes to their worries.
· 35% say putting a portion of retirement savings in a product that provides lifetime income payments was a top solution to their concern about running out of money.
Inflation, the health of Social Security and many other factors like mortgage and credit card debt, student loans, and childcare play a key factor in why Americans are concerned about outliving their retirement. The reality is that knowing you can run out of money as you enter retirement or are currently retired will keep you awake at night.
If you are able, you can increase your contributions to a 401K retirement fund. If you are able, you can consider modifying your lifestyle to save money. If you are able, you can start funding your 401K and start a ROTH IRA.
A good portion of Gen Xers, Millennials and those about to retire contact me to discuss simple ways to plan thier retirement with low cost life and long-term care insurance and diversifying their portfolio with safe Annitities to balance growth and asset protection.
The closer to your birth month usually about age 58-65 you will be overwhelmed with a flood of mail advertising, emails, some phone calls, and retirement seminar invites. This is because your date of birth and address are public record.
You will get many mailings inviting you to seminars that are advertised as Medicare or Social Security workshops with free dinners. Most seminars give few details about what they advertise. The purpose of these seminars is to gather your contact information and entice you into making an appointment with a Financial Planner to discuss investing your finances.
Insurance companies also advertise workshops to explain their Medicare plans. In all cases, this is a great way to get benefit and cost information. However, the real purpose of the workshop is to sell you “only their insurance plan” without comparing it to other plans.
If you are searching on Google about retirement or Medicare what you will find is that your directed to mostly marketing sites. What they will do is route the call to several agents that have paid a fee for the sales lead. You will be getting calls from different agents wanting to sell you.
It takes about 10 minutes by phone to explain what Medicare and Social are about and another 5 minutes to explain how to enroll in Medicare. Once you get your Medicare card, I will meet you face to face at your residence to go over health plan option.
That appointment usually is about 1-2 hours because we do a deep dive into benefits that fit your medical and financial needs.
Many of my clients are in there 80’s and 90’s and aging is not for the light hearted. I have helped many with medications, billing, hospitalization, transition care, hospice and comforting the surviving spouse when there loved one dies. I have a bond and friendship with my clients and that is why they refer their friends and grandchildren. I also offer help with aging parents and handicap children.
Monday to Saturday: 9am - 5pm
Copyright © 2024 Turning Point Advisors, LLC - All Rights Reserved -
Powered by GoDaddy Website Builder